Choose your product
Select the personal or business facility that matches your cash flow need and repayment capacity.
Get personal and business financing tailored to your cash flow, with responsive support from a locally regulated team.
Choose funding built around real household and business needs, from payroll lending to working capital support.
Use structured borrowing to manage short-term needs, protect cash flow, and keep long-term plans on track.
Access invoice discounting, order financing, and working capital products designed for growing Zambian enterprises.
Move from urgent borrowing to smarter planning with clear repayment expectations and quick access to support.
Borrowers convert faster when the next step is obvious. This section removes friction and sets expectations before people start the application.
Select the personal or business facility that matches your cash flow need and repayment capacity.
Complete the application form and share the core documents needed for quick review.
Our team reviews your application, confirms terms, and guides you through the next approval step.
Use this estimate to compare products before you start your application.
Monthly Repayment: -
Total Repayment: -
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Estimates exclude fees and are subject to assessment and approval.
Altus Financial Services is a registered Financial Services Company providing short to medium term financing to Individuals, Small and Medium sized Enterprises (SME) in Zambia. Altus is registered and supervised by the Bank of Zambia. The Company commenced operations in 2016. The Altus team is young vibrant and innovative and have significant experience in the financial services industry. Altus Financial Services was founded based on the need to fill a gap in the way financial services are offered to individuals and Small and Medium Enterprises.
Improve your cash flow by getting funds against your unpaid invoices.
Secure funds to fulfill large orders from credible buyers and build credibility.
Meet short-term operational needs and ensure business continuity.
Tailored financial solutions to meet your needs
Loan solutions for employees in partner companies, deducted directly from payroll.
Flexible loans for self-employed or informal sector clients with flexible repayment terms.
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